GoalLab

Savings Goal Calculator

A free savings goal calculator that works backwards from the target instead of forwards from a deposit. Give it the goal amount, your current savings, the months you have, and an optional APY, and it solves the level monthly deposit required — splitting the final balance into your deposits and earned interest. A second view solves the other direction (how long a chosen deposit takes), and a third builds an emergency-fund target from your monthly expenses. The math compounds monthly at the rate you enter. Savings rates change over time, so treat results as a planning estimate — not financial advice or a rate offer.